Which Cryptocurrencies Does Bitgolder Accept? The Full List and Which One to Use
A short, factual answer to a question we get every day. This is the current list, how each coin settles, and which one to use for what.
The list
We accept around thirty-five coins and network variants. Bitcoin, Ethereum, Monero, the major stablecoins and the leading layer-1s settle directly to our own wallets with no processor in between. A longer tail of coins is handled through a payment processor.
Direct to wallet — no intermediary
| Coin | Networks | Notes |
|---|---|---|
| Bitcoin (BTC) | On-chain | Self-custodial; paid to our own address |
| Ethereum (ETH) | Ethereum, Base | Base is far cheaper on gas |
| Tether (USDT) | ERC-20, BSC, Polygon, Solana, Tron | Tron is usually cheapest |
| USD Coin (USDC) | ERC-20, Base, BSC, Polygon, Solana, Tron | — |
| DAI | Ethereum | Decentralised stablecoin |
| BNB | BSC | — |
| Polygon (POL) | Polygon | — |
| Solana (SOL) | Solana | Fast, low fee |
| TRON (TRX) | Tron | — |
| Monero (XMR) | Monero | Private by protocol |
Via payment processor
Litecoin, Bitcoin Cash, Dogecoin, XRP, Cardano, Avalanche, Chainlink, Toncoin, NEAR and a number of others. These are auto-confirmed by the processor and work identically from your side; the difference is purely in how settlement reaches us.
The checkout shows the live list. If a coin you hold is not on it, ask — additions are straightforward.
Which coin should you use?
- Privacy matters most: Monero. Sender, receiver and amount are hidden by protocol. See buying gold with Monero.
- You want to avoid timing crypto against gold: a stablecoin. USDT or USDC removes one moving price from the transaction. USDT on Tron or USDC on Base keeps the network fee negligible. See buying gold with stablecoins.
- You hold Bitcoin and want the simplest route: Bitcoin. On-chain confirmation, paid to our own address.
- Lowest fee, fastest confirmation: Solana, or USDT on Tron.
- You hold Ethereum: use Base if you can — same asset, a fraction of the gas.
How payment actually works
- Choose your metal and check out. The USD total is calculated from live spot — $4,329.90 per ounce of gold as this was written.
- Select your coin and network. The total is converted at the live rate and locked in USD while you pay, so neither the gold price nor the crypto price can move against you during confirmation.
- Send from your own wallet to the address shown.
- Confirmation times vary by network — seconds on Solana, minutes on Ethereum L2s and Tron, ten to sixty minutes on Bitcoin, around twenty on Monero.
- Once confirmed, the order is prepared and ships insured in plain packaging.
Full walkthrough on how it works.
A few things people ask
Is there a fee for paying in crypto? No surcharge from us. You pay the network fee to send, which is why we list the cheap networks above.
Can I pay from an exchange account? You can, but a withdrawal from an exchange to our address links the purchase to your exchange identity. If that matters to you, pay from a wallet you control.
What if I send the wrong amount? Underpayments are held and we contact you to top up. Overpayments are refunded to the sending address or credited to your account.
What if the price moves while I pay? It cannot affect you — the USD total is locked from the moment you check out until the payment window closes.
Is buying gold with crypto a taxable event? In most jurisdictions, yes: spending crypto on goods is a disposal. See what happens for tax.
Where to start
- Buy gold with Bitcoin
- Buy gold with Ethereum
- Buy gold with Monero
- Buy gold with USDT
- Buy gold with Solana
- All coins →
Coin and network availability changes; the checkout is always authoritative.
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